Terms of Use

Effective Date: 17th January 2026

These Terms of Use (“Terms”) govern your access to and use of the Figuring Wealth YouTube channel and any related content, communication, or materials published under the Figuring Wealth brand.

By accessing, viewing, or interacting with the Figuring Wealth YouTube channel, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you should discontinue use of the channel.

1. About Figuring Wealth

Figuring Wealth is an educational YouTube channel focused on financial literacy, investing concepts, money psychology, and wealth-related awareness. The channel is operated under the parent company:

Web Ninja Solutions Private Limited
Email: contact@webninjasolutions.com

All content shared on Figuring Wealth is for educational and informational purposes only.

2. No Financial Advice Disclaimer

Figuring Wealth is not a SEBI-registered investment advisory service.

The content provided on this channel does not constitute:

  • Financial advice
  • Investment advice
  • Legal or tax advice
  • Recommendations or endorsements of any financial product

Any examples, numbers, scenarios, or discussions are illustrative and educational in nature. Viewers must make their own decisions based on independent research and consultation with qualified professionals.

3. User Eligibility

By using this channel, you confirm that:

  • You are at least 13 years of age (or meet the minimum age requirement in your jurisdiction)
  • You are using the content for personal, non-commercial purposes unless explicitly permitted
  • You understand that financial outcomes vary based on individual circumstances

4. Intellectual Property Rights

All content published on Figuring Wealth, including but not limited to:

  • Videos
  • Scripts
  • Voiceovers
  • Visual elements
  • Logos
  • Channel name and branding

are the intellectual property of Figuring Wealth and/or Web Ninja Solutions Private Limited, unless otherwise stated.

You may:

  • Watch, share, and reference the content for personal, educational use

You may not:

  • Reproduce, redistribute, modify, or republish content for commercial purposes without prior written permission
  • Use the Figuring Wealth name, branding, or content to imply endorsement or affiliation

5. User Conduct

When interacting with the channel (comments, messages, community posts), you agree not to:

  • Post misleading, abusive, defamatory, or harmful content
  • Promote scams, spam, or unauthorised financial schemes
  • Misrepresent Figuring Wealth as a financial advisory service
  • Violate YouTube’s Community Guidelines or applicable laws

We reserve the right to moderate, remove, or report comments or users that violate these standards.

6. Third-Party Platforms & Links

Figuring Wealth operates primarily on YouTube, which is owned and operated by Google. Your use of the channel is also subject to:

  • YouTube Terms of Service
  • Google Policies

Any third-party tools, websites, or platforms mentioned in videos or descriptions are referenced for educational purposes only. Figuring Wealth is not responsible for the content, accuracy, or practices of third-party services.

7. Accuracy of Information

While we aim to present well-researched, logical, and realistic information, financial concepts and market conditions change over time.

We do not guarantee:

  • Accuracy, completeness, or timeliness of information
  • Any specific financial outcome or result
  • That the content will suit every individual’s situation

Viewers are responsible for verifying information independently.

8. Limitation of Liability

To the maximum extent permitted by law, Figuring Wealth and Web Ninja Solutions Private Limited shall not be liable for:

  • Any direct or indirect financial loss
  • Investment losses or missed opportunities
  • Decisions made based on channel content
  • Emotional, psychological, or behavioural outcomes related to money decisions

Use of the content is entirely at your own risk.

9. Privacy & Data Usage

Your use of the Figuring Wealth channel is also governed by our Privacy Policy. Data collection and analytics are primarily handled by YouTube and Google under their respective policies.

We do not collect or store sensitive personal or financial data directly.

10. Changes to These Terms

We reserve the right to update or modify these Terms of Use at any time. Changes will be reflected by updating the effective date at the top of this document.

Continued use of the channel after changes constitutes acceptance of the updated Terms.

11. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of India, without regard to conflict of law principles.

12. Contact Information

For questions, concerns, or legal inquiries related to these Terms, you may contact:

contact@figuringwealth.com
figuringwealth@gmail.com
anujeet@figuringwealth.com

Parent Company:
Web Ninja Solutions Private Limited
Email: contact@webninjasolutions.com